About Us

Welcome to Cash Cycle, an educational blog built with one core mission: to help readers better understand the movements of financial markets, the psychology of investors, and the historical cycles of growth, recession, and recovery.

Our blog aims to convert complex concepts into simplified explanations, making financial literacy more approachable for students, professionals, enthusiasts, and researchers around the world.

We emphasize that our content is strictly educational in nature.

We do not provide professional financial, investment, legal, or health-related advice.

Instead, everything published here is AdSense-safe, neutral, and designed for awareness and learning only.

Our Mission and Core Values

Our mission is to make the financial ecosystem understandable to everyone—from the ups and downs of global stock markets to the implications of recessions, to the increasing role of cryptocurrency in new market cycles.

Our philosophy is guided by key values:

• Education First: Ensuring that all content is created for awareness and understanding.

• Neutrality: Remaining objective and never crossing into prescriptive recommendations.

• Reliability: Research-driven, fact-checked information that nurtures trust.

• Transparency: Making it clear that we are a non-advisory educational blog.

• Consistency: Regularly publishing and updating material to keep content relevant.

• Accessibility: Writing in simple, clear language that a diverse readership can understand.

The Story of Our Founder

Cash Cycle was started five months ago by Rohit Kumar Malhotra (R.

K.

Malhotra), a writer and educator originally from Jaipur, Rajasthan.

Rohit grew up fascinated by the headlines of economic change—be it stock market booms, currency fluctuations, or the effects of recessions.

While studying economics and commerce, he noticed that most industry literature was written in highly technical jargon, making it intimidating for students and ordinary readers to engage with.

After working for several years in a market research firm, Rohit realized how critical clear explanations of financial cycles really were.

Many individuals worried about the future of markets but could not understand even the basics of why recessions happen, or what investor psychology means in practice.

In April 2025, Rohit launched Cash Cycle with a vision: to provide a safe and transparent platform where readers could learn about economic cycles, stock behaviors, and investing patterns without the risk of misleading promises or prescriptive instructions.

His determination was to keep the mission purely educational and ensure that readers worldwide could engage with the subject matter regardless of their prior knowledge.

What Content Users Will Find

Readers at Cash Cycle can expect content that educates, clarifies, and sparks curiosity.

Some of the key formats and features include:

• Market Psychology Explorations: How investor behavior shapes outcomes, particularly during uncertainty or volatility.

• Cycle Analysis: Articles explaining upturns, downturns, and rebound phases of financial markets.

• Historical Perspectives: Simplified overviews of past recessions, great crashes, and recovery phases.

• Conceptual Guides: Understanding ideas like daily compounding, resilience of markets, and how geopolitical events influence trading.

• Case Studies: From post-pandemic investing to the impact of global conflicts on Wall Street, we present examples for learning only.

• Cryptocurrency Insights: Explanations of how crypto trends align with cash cycles beyond stocks.

All of the above is written for the purpose of learning and not advising.

At no point does Cash Cycle encourage you to make financial moves based on posts here.

Audience Profile

From an auto-inferred analysis of engagement, our audience includes:

• Students and Learners: Those just beginning to explore economic trends and stock concepts.

• Young Professionals: Readers interested in gaining awareness of global market impacts in neutral, transparent language.

• General Enthusiasts: Curious individuals who follow finance and economics but prefer understandable breakdowns rather than technical publications.

• Teachers and Researchers: Academics who adapt these simplified explorations into classroom materials or reference for educational discussions.

Typically, our readers are in the 18–40 age range, but the blog’s approachable format makes it suitable for broader global audiences.

Blog Topics Covered

The variety of posts already published gives insight into the scope and range of our educational coverage.

Some of the main focus areas include:

• Uncertainty and Resilience: Posts like “Navigating Uncertainty: How to Prepare” or “The Power of Resilience” show how markets respond psychologically and structurally.

• Stock Market Dynamics: Articles explore mid-day pauses, compounding, market heartbeat analogies, and psychology during highs and lows.

• Recession and Crisis Coverage: Case-based overviews on the impact of recessions, how war influences Wall Street, and strategies for long downturns.

• Event-Driven Movements: Analysis of news-based spikes or dips, exploring how fears of closing or predictions of turbulence affect collective behavior.

• Cryptocurrency and Modern Trends: Explanations of how digital assets are shaping a new dimension of cash cycles and market structures.

• Post-Pandemic and Future-Oriented Content: Narratives about recovery, bounce-backs, and what post-pandemic or future investing landscapes might look like.

Why Users Should Trust Cash Cycle

Building trust has always been central to our identity.

Reasons readers can confidently rely on Cash Cycle include:

1. Educational Emphasis: Every post is explicitly designed for learning and not financial decision-making.

2. Neutral Voice: We avoid speculation and hype, focusing solely on literacy.

3. AdSense Safety: Content never engages in YLYM advice categories, ensuring compliance and security.

4. Transparency: We clearly declare the non-advisory intent in our content and policies.

5. Consistency and Accuracy: Regular updates, careful reviews, and responsible descriptions.

By staying firmly focused on responsible content, we ensure our readers get value without risk.

How the Blog is Maintained and Updated

The blog is maintained under the leadership of R.

K.

Malhotra, with the assistance of a small team focused on editing and compliance.

Our process ensures:

• Editorial Review: Each article undergoes checks for clarity, accuracy, and neutrality.

• Regular Publishing: We maintain a consistent schedule to ensure readers find updated material.

• Feedback Monitoring: Suggestions from readers help shape future topics of exploration.

• Policy Adherence: All work aligns with GDPR, CCPA, and AdSense guidelines for safe and lawful operation.

• Content Revision: Older posts are revisited and refined to address updated relevance or new illustrative examples.

This methodical approach ensures that our audience always has access to current and safe educational articles.

Our Mission for the Future

Though still only five months old, Cash Cycle has quickly grown into a space trusted by readers for its educational integrity.

Moving forward, we plan to:

• Expand into visual aids and infographics to help simplify economic cycles further.

• Offer modular pathways for beginner, intermediate, and advanced learners.

• Broaden coverage into regional case studies from around the world.

• Strengthen feedback loops from readers to enhance relevance and accessibility.

Our long-term mission is to remain a trusted educational resource worldwide, providing simplified learning materials for students, professionals, and the curious alike.

Contact Information

We are always open to hearing from our readers.

For any inquiries or feedback, please contact us through the following dedicated channels:

• General Inquiries: contact@cashcycle.live

• DMCA Requests: dmca@cashcycle.live

• Privacy and Legal Matters: privacy@cashcycle.live

We value respectful communication and will respond to inquiries with professionalism and care.

Closing Statement

Cash Cycle exists to help readers understand market movements and cycles responsibly.

Founded by R.

K.

Malhotra, with the goal of offering clarity, transparency, and trust, the blog avoids speculation, advice, or prescriptive narratives.

Instead, it continues to present engaging educational discussions on stock psychology, recession influences, crypto trends, and recovery cycles.

We are proud to remain AdSense-safe, reader-focused, and entirely educational.

As we grow, your continued support and feedback will help shape the future of Cash Cycle as a reliable space where financial literacy becomes accessible, neutral, and empowering.

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